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  <url>
    <loc>https://www.blufinpay.com/home</loc>
    <changefreq>daily</changefreq>
    <priority>1.0</priority>
    <lastmod>2024-09-27</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6296562f8497b2565e2212ef/1654177226735-B6V5C5L5N562F4LMEVY3/unsplash-image-ulwyZZW30Qk.jpg</image:loc>
      <image:title>Home - Partnerships</image:title>
      <image:caption>Our goal is to help our agents achieve financial freedom and become radically generous people. Experienced servant leadership team. Aggressive revenue share. Customizable referral programs. Dedicated partner support.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6296562f8497b2565e2212ef/1654176680143-S6NRXYXQPSWRB4UPU2U7/unsplash-image-K4JO1c08Q4o.jpg</image:loc>
      <image:title>Home - Independence Program</image:title>
      <image:caption>Save up to 100% of your processing costs by legally sharing your processing fees with your customers. How much did you spend on fees last year? It’s time to take that number down to zero.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6296562f8497b2565e2212ef/1654177794130-CFYZ5VJXIU6XNLV319UJ/unsplash-image-_rlTANjivFc.jpg</image:loc>
      <image:title>Home - Our Values</image:title>
      <image:caption>We will strive to leave a positive and lasting impact on the world. We will do what is right with a relentless pursuit of excellence. We will work diligently to inspire people to live with purpose. We will lead the way with irrational generosity.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6296562f8497b2565e2212ef/1654029479836-2C7WT8SZP72BC2CSV85D/unsplash-image-OUcmQzDo0Is.jpg</image:loc>
      <image:title>Home - Our Solutions</image:title>
      <image:caption>Take your business and profitability anywhere with BluFin. In-person payments, on-the-go payments, point of sale systems, e-commerce, integrations, website and virtual payments. We have everything you need to power your payments strategy.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.blufinpay.com/solutions</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-10-08</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6296562f8497b2565e2212ef/1727459610918-ZBB1UZ2EMW7COC07TO2Z/unsplash-image-B8qYoRYS-tY.jpg</image:loc>
      <image:title>Solutions - Gift Cards and Loyalty</image:title>
      <image:caption>One of the most cost-effective ways to generate new business and keep customers happy is to offer gift and loyalty cards or programs. They are a great way to boost sales and encourage repeat business. Our gift card and loyalty programs are compatible with a variety of credit card terminals and point of sale systems. Promote your business. Establish trust with your customers. And expand your. customer base.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6296562f8497b2565e2212ef/1654097084744-0QWUCBIZSLOP9Z9D3MXC/unsplash-image-TA05o8C77ok.jpg</image:loc>
      <image:title>Solutions - Ecommerce</image:title>
      <image:caption>Maximize your revenue by expanding your business reach with a strong online presence. Sync and sell across your website, social media, marketplace, and more with the help of our integrations team; integrate payments into your current or new website; save up to 100% on processing costs with the Independence Program.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6296562f8497b2565e2212ef/1654094072633-ZI8XMZMM7JZJFXJ6SEGV/unsplash-image-FCK6ktqZWqQ.jpg</image:loc>
      <image:title>Solutions - Payment Links</image:title>
      <image:caption>Tap into new markets and grow your business when you accept payments on your website with our Paylink. It doesn’t require any development work or coding experience. The URL is securely hosted so you don’t need to purchase an SSL certificate for your website or worry about increasing your PCI scope. Simply copy and paste the payment URL to your website for easy, hassle-free online payment acceptance.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6296562f8497b2565e2212ef/1727459280673-YU9FTOS7KOCER22LQV57/unsplash-image-TWoL-QCZubY.jpg</image:loc>
      <image:title>Solutions - Merchant Financing</image:title>
      <image:caption>When your business needs financing, you need it fast. You don’t have time to wait for lengthy approval processes. That’s why we have partnered up to offer several flexible solutions to help small businesses get the financing they need with less paperwork and a faster turnaround time. You can have funds in as fast as 24 hours. Whether you are looking to expand geographically, grow your team, invest in new technology, or support marketing efforts, we have you covered.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6296562f8497b2565e2212ef/1712936502259-Y8ZH1YB36C8CPB686U2G/image-asset.jpeg</image:loc>
      <image:title>Solutions - BluFin Point of Sale</image:title>
      <image:caption>Utilize the most flexible cloud based POS to ensure resilience to marketplace changes; scale your business with ease; diversify revenue streams; deliver a better customer experience; access real-time insights. The BluFin platform enables you to customize an ecosystem of technology that works best for your business. With BluFin POS, you can sustain rapid growth and manage multiple order channels as you expand. Streamlined deployment and a platform that can evolve alongside your brand is a cornerstone for true enterprise POS systems. Make sure your platform can meet your growth plans.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6296562f8497b2565e2212ef/1654092389370-09IXSRLR6ZO5MVTDJZQP/unsplash-image-1m1DpLZ-S6M.jpg</image:loc>
      <image:title>Solutions - Virtual Terminal</image:title>
      <image:caption>Take payments remotely from your computer, tablet or phone. Our Virtual Terminal is a back-office management tool that allows businesses to securely accept one-time and recurring card payments. It’s easy to use, mobile friendly, accepts chip card payments, and boasts multiple features such as an invoice generator, payment link generator (sent via email or text message), batch reports, transaction search, and card-on-file payments. It has everything you need for processing card payments. Plus everything you want.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6296562f8497b2565e2212ef/1654093706066-N69PO9ZR6YSONHTNU5RZ/unsplash-image-jV5ngbKqy7s.jpg</image:loc>
      <image:title>Solutions - Mobile Point of Sale</image:title>
      <image:caption>BluFin partners with SwipeSimple to offer card readers and a mobile app that turns any smartphone or tablet into a pocket-sized point-of-sale system. With it, you have the freedom to take your business with you and process payments anywhere. Your customers can swipe their cards, dip their chip card or use contactless payments such as Apple Pay. The card readers encrypt card information before it enters the mobile device to keep sensitive data safe.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6296562f8497b2565e2212ef/1727458962282-9F0ZFSH9RNYD085GR15D/unsplash-image-Ia8KdKW90fM.jpg</image:loc>
      <image:title>Solutions - Smart Invoicing</image:title>
      <image:caption>Get paid faster, reduce overdue invoices, and save time. We deliver a powerful invoicing plug-in that makes it easy to collect, process, and reconcile payments (both card and ACH payments) directly in your current accounting software. After this simple integration is complete, all you have to do is create an invoice in your accounting software, just like you normally do. Our plug-in efficiently handles the rest of the billing process so you receive payments faster.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6296562f8497b2565e2212ef/1654093266626-KLX25BUV3XRKUQ71DPWE/unsplash-image-mTB7OEH0DqY.jpg</image:loc>
      <image:title>Solutions - Quick Chip EMV Card Readers</image:title>
      <image:caption>An EMV card reader can take your business to the next level through improved customer service by offering fast and secure checkouts. With Quick Chip EMV card readers, chip card transaction times are reduced from 15 seconds to 2 seconds, dramatically speeding up customer wait times and improving the overall checkout experience for your staff and customers.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.blufinpay.com/independence-program</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-10-08</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6296562f8497b2565e2212ef/1654178383201-7MLUAM1401ALOP6QAOQI/unsplash-image-1QdfcpuqYvs.jpg</image:loc>
      <image:title>Independence Program - Overview</image:title>
      <image:caption>Whether you decide to add a surcharge or implement a dual pricing model or simply offer a discount for customers paying with cash, we empower your profits and help you pick the pricing structure that works best for your business. Business owners who have participated in the Independence Program have saved over $84,000,000 in processing fees.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6296562f8497b2565e2212ef/1654029479836-2C7WT8SZP72BC2CSV85D/unsplash-image-OUcmQzDo0Is.jpg</image:loc>
      <image:title>Independence Program - Surcharging</image:title>
      <image:caption>Surcharging is when a business owner applies a fee to a customer who pays by credit card. It’s important to note that surcharging is prohibited in six states (Colorado, Connecticut, Kansas, Maine, Massachusetts, and Oklahoma) and requires business owners to follow a few additional steps so they are in compliance with the card brands.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6296562f8497b2565e2212ef/1654024314398-Q73US2MXOZBYNGLZ0D51/unsplash-image-2NyNF1mrYGY.jpg</image:loc>
      <image:title>Independence Program - Dual Pricing</image:title>
      <image:caption>Dual Pricing is a merchant processing program that allows merchants to substantially lower or even eliminate their credit card processing cost! The merchant presents the customer with a cash and a card price, allowing the consumer to decide on their preferred method of payment.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6296562f8497b2565e2212ef/1654098868887-CUNIZVJ6JKKD5QFY2MKP/unsplash-image-YDDHmeOmj9U.jpg</image:loc>
      <image:title>Independence Program - Cash Discounting</image:title>
      <image:caption>A true cash discount is when a business offers a discount to customers who pay by cash, check, or store-branded gift card, instead of with a credit or debit card.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.blufinpay.com/partnerships-1</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-10-08</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6296562f8497b2565e2212ef/1654024314398-Q73US2MXOZBYNGLZ0D51/unsplash-image-2NyNF1mrYGY.jpg</image:loc>
      <image:title>Partnerships - Partner with BluFin</image:title>
      <image:caption>We equip our partners with the latest payments technology and provide their merchants with the kind of customer service that people don’t expect anymore. We genuinely care about our partners and will stop at nothing to help them succeed. We have the ability to pivot fast to ensure we always capitalize on market trends and stay in front of the competition.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6296562f8497b2565e2212ef/1727460157585-TTJCOUU5ULWQU2V488QN/unsplash-image-KiRlN3jjVNU.jpg</image:loc>
      <image:title>Partnerships - Ignite Your Growth</image:title>
      <image:caption>There are several ways we help our agents grow their business and thrive. From revenue-focused solutions to programs for complex, highly regulated industries, we offer everything your entire portfolio needs to securely take payments and grow. Turn payments into profits with flexible, secure integrated payments. Sign more deals with a seamless accounting plug-in for QuickBooks, Xero, and AccountingSuite. Earn up to 3.5X residuals while helping merchants reduce their processing costs up to 100%.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.blufinpay.com/initiatives</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-10-08</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6296562f8497b2565e2212ef/1bbd86fd-68d4-4c89-b6b4-26430c6d8a46/Asha.jpg</image:loc>
      <image:title>Initiatives - WoodWright Foundation</image:title>
      <image:caption>For 1 1 years, the WoodWright Foundation has financially partnered with organizations (globally) to provide safe and secure housing, quality education, and career opportunities for widows and street children. Their partners not only take widows and children off the streets, but they help them work toward their own sustainable and independent futures.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6296562f8497b2565e2212ef/1657203272693-4WMX3G9YKOW5F6PFYMQZ/unsplash-image-fU2Mus9qmN8.jpg</image:loc>
      <image:title>Initiatives - Village Heartbeat</image:title>
      <image:caption>Village Heartbeat is dedicated to helping remote tribal communities in Papua restore and maintain their spiritual and social heartbeat. It has the goal of strengthening these indigenous communities through identifying and training leaders who are dedicated to their communities, leaders who feel a personal responsibility to their people, and who will have the capacity and integrity to work together with interested partners or donors, thereby guaranteeing their community’s survival in this ever-changing world.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6296562f8497b2565e2212ef/7241a843-8a1e-428c-97b5-b1ef95a409d2/FFC.jpg</image:loc>
      <image:title>Initiatives - Fly Fishing Collaborative</image:title>
      <image:caption>The Fly Fishing Collaborative exists to use their passion for fly fishing for a good and just cause. They formed the Collaborative to mobilize the world’s fly fishing community to use the skills they have to provide women and children the protection and healing they need from the injustice of sex-trafficking. The money they raise at their local fly fishing events, the selling of their FFC branded products, and through generous giving is used to build sustainable Aquaponic Farms which provide resources to women and children who would otherwise become currency, literally needing to sell themselves as a livelihood, in a broken world.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6296562f8497b2565e2212ef/dbe9b242-6905-419d-9f1a-9ff43dc76ace/Sunshine.jpg</image:loc>
      <image:title>Initiatives - Sunshine Industries</image:title>
      <image:caption>Sunshine Industries provides people with disabilities the opportunity to work and live as independently as possible. Vocational training includes sheltered, transitional and community employment programs.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6296562f8497b2565e2212ef/1654029479836-2C7WT8SZP72BC2CSV85D/unsplash-image-OUcmQzDo0Is.jpg</image:loc>
      <image:title>Initiatives - Foster Care</image:title>
      <image:caption>Foster care (also known as out-of-home care) is a temporary service provided by States for children who cannot live with their families. Children in foster care may live with relatives or unrelated foster parents. Foster care can also refer to placement settings such as group homes, residential care facilities, emergency shelters, and supervised independent living.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.blufinpay.com/clover</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-04-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6296562f8497b2565e2212ef/4742ed64-c863-4761-b1f4-e9b3b6a0ca42/Real+Time+Clover.png</image:loc>
      <image:title>Tracking and Reporting - Track sales in real time</image:title>
      <image:caption>Keep track of total overall and hourly revenue, top-selling items, refund and discount volume, open orders, and more. Get aggregated sales across all your locations – including online and in-store. See sales as they come in, wherever you are. Just pull up your dashboard on your mobile phone or laptop.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6296562f8497b2565e2212ef/788784b4-7171-497c-9537-35dfe165450d/Clover+Reporting+Overview.png</image:loc>
      <image:title>Tracking and Reporting - Take control of your data</image:title>
      <image:caption>Identify the best and worst performing items, locations, times, and team members with Clover’s sales tracking system. Make the tax filing process faster and simpler by accessing built-in POS reports that you can hand off to your accountant or tax preparer, or sync it directly with accounting software like QuickBooks. Build the reports you need to help you make better decisions for the overall performance and health of your growing business.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6296562f8497b2565e2212ef/0a111bae-7efc-424f-8ab1-9262ea7aac8b/Tracking+Reporting+Clover.png</image:loc>
      <image:title>Tracking and Reporting - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6296562f8497b2565e2212ef/5af18ff4-5e25-4498-877e-69b481d636fa/End+of+Day+Clover.png</image:loc>
      <image:title>Tracking and Reporting - View end-of-day reports</image:title>
      <image:caption>Get a snapshot of your day as soon as you close out. Track total sales per employee. Distribute tips to your staff. See the volume of your credit card transactions, per card type.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6296562f8497b2565e2212ef/4d92b1e2-d60b-44fe-bab0-e4893e38a657/Clover+Tracking+and+Reporting.png</image:loc>
      <image:title>Tracking and Reporting - Tracking and Reporting</image:title>
      <image:caption>Actionable business insights with robust point of sale reporting. Use Clover’s powerful analytics tools to gain real-time insights into the sales trends and data that are driving your business, and track key metrics like revenue and performance.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.blufinpay.com/clover-2</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-04-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6296562f8497b2565e2212ef/f81193bc-bc47-4852-bb59-017f2396cbd0/Clover+Inventory+2.png</image:loc>
      <image:title>Inventory Management - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6296562f8497b2565e2212ef/788784b4-7171-497c-9537-35dfe165450d/Clover+Reporting+Overview.png</image:loc>
      <image:title>Inventory Management - Manager your other POS transactions faster, too</image:title>
      <image:caption>Set up and manage your inventory faster and easier with our modified user interface. Update much more of your inventory faster with bulk edits. Find and manage your inventory faster with enhanced filters. Search for any menu items, categories, modifiers and/or modifier groups faster with the alphabetized list feature.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6296562f8497b2565e2212ef/c8ff1833-7b17-4bb2-aa2d-e0e9efdc2668/Clover+Inventroy.png</image:loc>
      <image:title>Inventory Management - Setting up and managing your inventory is easier than ever</image:title>
      <image:caption>Clover’s enhanced Inventory app makes it easier to manage your menus, merchandise, and service offerings — not just for online orders, but for all your POS transactions.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6296562f8497b2565e2212ef/c4827320-ef05-4da2-bab9-40aae1e87c07/Clover+Online+Order.png</image:loc>
      <image:title>Inventory Management - Keep track of inventory for Clover Online Ordering</image:title>
      <image:caption>Control your menu items, categories, modifier groups, and modifiers–all from the enhanced inventory user interface. Customize online items with no-cost and added-cost modifiers so guests can order exactly what they want. Entice your guests with detailed descriptions of online menu items. Easily include or exclude items and modifiers on your online ordering menu.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.blufinpay.com/blufinpos</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-10-08</lastmod>
  </url>
  <url>
    <loc>https://www.blufinpay.com/cloverpos-1</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-04-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1589847755342-LDY808BYOXXO2GNHH6A2/image-asset.jpeg</image:loc>
    </image:image>
  </url>
  <url>
    <loc>https://www.blufinpay.com/privacy-policy</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-09-17</lastmod>
  </url>
  <url>
    <loc>https://www.blufinpay.com/terms-and-conditions</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-09-17</lastmod>
  </url>
  <url>
    <loc>https://www.blufinpay.com/store</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-05-26</lastmod>
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